There are other solutions that could work but make sure you carefully read any affidavit that is put in front of you at closing to make sure there is nothing in there that could harm you.

I do have some warping, nothing too bad at all and doesn't seem to harm anything, but it is noticeable up close when we have temperature swings.

The program is called CASH (Community Against Sexual Harm).

This is your time to use the Numbers of your HOA to convince the Planning Commission that you would be harmed if the building was over 3 stories.

If you are building a new duplex in an older area and bringing up values, property owners would be hard pressed to get a court to agree that you caused them "harm" Are there other duplexes in the area?

Chances are you will - have a deficiency judgement, - if there is a second mortgage you will owe that money, - the IRS views the debt as forgiven income (see a CPA), http://www.irs.gov/Individuals/The-Mortgage-Forgiveness-Debt-Relief-Act-and-Debt-Cancellation-- your credit FICO score will drop as much as a foreclosure,and - your borrow-ability with any government agency like FHA will be harmed for a long time.So what is left?

What I have stated regarding lender / owner position is something I know for an absolute 100% fact as I know I have 3 children, as I know the Earth is round, and as I know man has walked on the moon.There is no harm and no crime in admitting you are wrong, it does not make one a bad person.

Now, I get that someone who thinks you might relieve them of their financial misery is very unlikely to harm you, just like a person on a rope bridge with you is unlikely to cut the rope bridge, but you know, if you meet 50 new people a year and turn your back on them in their house, you might have one with nefarious motives.

I'm guessing at least another $2,000 for that alone, putting my total roofing replacement at approximately $6,000.But, the better question is this: Is there any harm in putting in an offer with a modest earnest money deposit, and then follow through with the inspection and contractor, then decide based on their findings to either keep or walk away from the property?

I found some documentation last night that may get me out of harms way on this one so I may not have to pursue it.