The knowledge needed is real estate principles, real estate law, and real estate finance.

Rock solid rental while the money is in the stocks doing double duty as the principle investment as well as your down payment equivalent.  

Those who share same work ethic and philosophy. 

Industry Ethics / Trust / ImprovementWhen we started Carrot in '08, this space was ripe with hucksters.

All and all, it happens in the background without me knowing or without sending me any paperwork to inform me about these change if I want to move forward ..etcMy question for you Julie: Ethically, how can you guy make change like that without any agreement with the customer?

But I have been looking into splitting the duplex into two condos (yes I know it is a lot of work) and I could probably get 325-350k for each, netting me 650-700k.Number:* Mortgage interest 2.5%* Mortgage principle 240k* PITI $2100/month* Rent 2200/month (current tenant on a two year lease)* Potential rent on my side $2400/month * 100k HELOC at 11% (fixed) (not currently being used)* est additional cost to split the dueplex 75-100k (conservative, probably less)     *new siding 30k (just put on a new roof this year)     *legal 10-15k     *fire proofing 15k     * 15-40k for stuff I am not aware of or underestimated on* some of the appreciation is external from the home     *big grocery store put in 3min away     * newly paved road in front of my house     *a building that was falling down across the street has been torn down          * Still a vacant lot with the foundation exposed and fencing around it (so more local improvements are on the way)Part of me wants to take the money and run but man I love that 2.5% interest rate and the $2000/month cash flow (including taxes and capx)I have thought about 1031 exchanging into more rentals, but I would like to pivot into storage units.

Be prepared to handle administrative tasks, build relationships with industry professionals, and bring a fresh perspective and strong work ethic.

Engaging in a variable rate commission and not disclosing it (essentially making the playing field even so everyone knows the rules) is a violation of the NAR code of ethics, and in many states, a violation of the law. 

While I'm not going to be one to praise NWA for their ethics by any means, it really is on the buyer to due their due diligence or don't buy the deal.

You could get a new loan, pay 20% down (80k), and 7% interest on the remaining 320k balance, and that would cost you $2,129 per month (principle and interest).