So looking at the history of Big Bear, appreciation is there, but is spotty at best.

I wouldn't characterize it as bad vibes, just weird, numinous feelings, like you can feel the history there.

Verifying last 2 years of rental history very important!

If the buyer has proof of completing multiple projects and their real estate agent has a documented business history they are probably not wasting their time playing a game about a POF as failing to perform is just a waste of everyone's time (may have legal fees incurred as well).If it's an unknown newly formed LLC, an offer with minimal cash to escrow, with a shady attorney and realtor, I'd then be taking a hard look at proof of funds.

I had a recent applicant who hadn't been on a lease in a few years and said she just was staying with friends who had leases and helping them pay rent (I did explain that as I could not verify any payments or housing history based on not being on a lease).

You only need a place to track tenant information, payment history, maintenance, etc.

You only need a place to track tenant information, payment history, maintenance, etc.

It would be simpler to have an existing GC sign off on your remaining work history as verification.

From recent history, mortgage rates historically are low even today, compared to the past.

You only need a place to track tenant information, payment history, maintenance, etc.