It wasn't the value, but earth to wood contact noted. 

Need some down to earth, step-by-step advice, I feel like.

Then you have unrealistic sellers who want the sky and the earth for there property.

But when design elements don't cost the earth and can stand up to the rigors of renting, of course there's a place for design, a very welcome one, because it will set apart your units from others that are renting for a similar price.Keep your eye on the ball.

The only insulation that stands even a chance of getting you close is going to be spray foam, and it's going to cost the earth.

My area doesn't have earth quakes nor do we use gas).

And why on earth would you even attempt to belittle someone else like that?

This thread was a refreshing read and down to earth.

I am betting based on google earth images that the roof is in need of replacement soon.

No earth to wood contact, either.