If you do decide to go the HM route (and I agree that a traditional bank/loan should be sought out first)Be sure - and I mean extra sure you can get a refi - and not just some pre-approval letter - make sure someone looks at your actual bank statements / pay stubs / tax returns etc....all of it.Also - I would pay for at least a desktop appraisal and I would study the comps (or have the appraiser chat with you about it) and see what kind of volume is happening in this area.While I have never had a HML for more then 60 days if your going to keep that cash for longer you need to be sure the comps will be there to support it - if your looking 6 months out understand your taking a risk - what if there are no comps?

You can download this call controller to your desktop or laptop that allows you to sync your outlook contacts with your fax address book.

Hey Ryan - I work with appraisers all over the country VS realtors for comp purposes when I am buying.Appraisers will work with investors.I have never had an apprasier tell me no on a value check or a desktop appraisal - that is money for them so why would they turn you down?

I wouldn't want to use a desktop application for this because I will have multiple users in different countries who need to access it.

Thanks @JonKlaus (not sure how to do the @name on a desktop computer).On thinking about my post from above, I would NOT do the Dave Ramsey 'snowball' effect (basically, paying off the lowest balance credit card first, while all others are only being paid minimum). 

:mrgreen: Now, today, I see every imaginable scheme under the sun coming accross my desk top.

Couple of issues I'm trying to solve:Syncing email between desktop and laptop PCsAccess to email anywhereThanks,wade

We always have an independant home inspection and desktop appraisal done in adition to the normal validation (CMA, Comps, etc).

You can plug it into your desktop or your laptop.

There are so many incredible articles on this site, I find myself wishing for a way to save my favorites (besides in a folder on my desktop).