So everything hinges on appreciation, which could come back with inflation.Primary residences are often not good rental assets.

The resident pays the second month on time and then, and only then, do they get the concession.If the market is soft, and we are having trouble renting, before we consider concessions, we look at the product, the marketing, and lastly the price.

Basically, you can't STR an entire home here, or even an ADU, and can only STR out a portion of a home that you reside in.

Investment Info:Single-family residence buy & hold investment.

My name is David Hausner and I recently purchased a Single Family Residence with LoanGuys.com.

Investment Info:Single-family residence buy & hold investment.

For my personal residence - yes, i would love to own it free and clear as it's not an investment but rather liability which I want to minimize as much as possible.  

Investment Info:Single-family residence fix & flip investment.

For the $525K property, with the low mortgage rate(you will probably never get a such low rate), it might make sense to hold onto it for now, especially if you can still sell it as a primary residence within the next three years and avoid capital gains taxes.

To me, I would just accept Zelle and update Avail if possible and look to see what the tenant is looking for in terms of repairs, how much rent you'll get from them, and if you want them as a resident.