Many community banks will give you credit for proforma rents.  

Most, if not all screening tools do not include a comprehensive rental screening with a renters prior rental rating like Mayistay. 

THANKS Your local credit union might be your best bet.

If it's already turnkey that means you're paying higher rates than necessary when you could put 20% down and get a DSCR loan with lower rates and fees. 

The interest rate and down payment requirement are lower than if it were considered a second home or investment property. 

If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

"District South was financed with a fixed interest rate construction loan from our partners at First Financial Bank NA.

also we do not know what is going to happen with int rates, they are very high now, the economy is not good and it is not certain they will be coming down this year. we know there will be more responsible gov spending, so maybe rates will come down, no way to know...I think you need to know the market where you plan to buy well, and go from thereBest of luck

Charge the tenants a higher rent rate and include utilities with their rent.

Other than paying for an appraisal or BPO (and maybe a credit report), you should not pay a lender anything until your loan funds.