By year 10, you’ll have a combination of growing cash flow, appreciation, and equity that could boost your wealth by several hundred thousand dollars.Consistent investing and proper management can lead to solid passive income and long-term wealth.

The problem is all the deals are crap.

Does it have to be 100+ hours for one of us individually, or can it be 100+ hours for my spouse and I combined?

If you buy in a war zone, you'll get crap tenants and 0% appreciation. 

What would your monthly payments be verses the combination of the separate accounts all with individual rates you're currently paying on? 

You could even consider an AirBnBRRRR strategy, which combines short-term rentals with the BRRRR method.

For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

So we will go from 1 unit to 4 units, with a combination of personal funds and construction loans.

Whichever are combined into a single device.

Hey @Scott Meech - Check out your competition with furnished finder that is where a lot of Medium Turn rentals list their properties.I have a MTR in Chicago that has been decently successful...whatever I have found throughout my entire life and investing career is it is never one property/deal that is a grand slam...Rather, the grand slam is done by hitting many singles and using systems and processes to scale your operation; the combination of scaling and experience in a niche of real estate allows you to hit unlimited grand slams because, unlike baseball, real estate is NOT a zero-sum game.