these are construction loans 

I bet you were floored when the person ordered every package you had to offer!!

If we face any headwinds, liquid investments go first so probably crypto but then you bet equities will get pressed.

I have an agent that's recommending a new construction in that zip code.

It’s a fair point—housing construction has lagged for years—but does that excuse using tech to potentially exploit renters?

It isn't impossible but as @Jimmy Lieu mentioned, there is a steep learning curve.Depending on your liquidity, out-of-state buy & hold rentals could be your best bet if NYC investing is out of the picture.

I bet $1 this a bot. 

Honestly, upgrading to a commercial-grade stackable setup like Speed Queen or Maytag might be your best bet.

If you're looking for the cheapest route, conventional may be a better bet.

I do see many investors incorporating a similar strategy with new construction builds, heavy rehabs, or in instances where the property was bought far below market value (usually a wholesale type transaction).