Use personal cash and then use that to buy a property and continue to churn and reinvest? 

@Brie Schmidt has structured what I think is a brilliant agreement for her PMs that incentivizes them for keeping good tenants, instead of the "churning" we are seeing.When my portfolio gets too big  to self-manage, I am definitely using her idea!  

When prepayment penalties went away and before the crash, some lenders would churn loans...meaning they'd finance a property, and then 3 months later, they'd finance the property again with a refinance. 

I’m currently using direct marketing and driving for dollars to churn up leads.

For now I'm going to peruse the forums, keep churning through the vids, and maybe grab a book to learn more before I dive headlong into my first purchase (for profit) ;) 

I only have 3 cards now, but I would love to get a few more for rewards and close some out in the process (churning).

But laws change so planning too far ahead doesn't always work but churning properties always has a cost.

I have other investors, which will allow me to continue to churn out the lower priced homes.

I'll have to check.Seriously, though, I'm really new, too, but I have a library of books I'm churning through on my commute.  

I appreciate your referral to Ticor but I am not sure if they would consider an investor for that purpose as I mostly buy and hold out of state and I am not constantly creating churn to make them a profit.