what i'm finding is that, if i BRRRR successfully and then refinance into a DSCR loan, almost every property is break even or slightly negative. 

Invest in a security camera—we had a break-in where someone lived in the house for days and stole appliances, which insurance didn’t cover.

If it's a layered LLC, most lenders will need to trace a warm body on the operating agreement which will involve a bit more paperwork trail.

Many real estate investing content creators like BiggerPockets have shifted to telling people to focus more on appreciation, which is valid but most house hackers I talk to would like some cash flow once they move out or at least break even.

Then they're confused why they aren't going to break even when they have an a unit that needs work post-eviction. 

It has nothing to do with you.”The Mastery of Love: - “Selfishness, control, & fear will break almost any relationship.

Income Statement shows a company's income and expenditures over a period of time.Balance Sheet is like the Head/Brain of the company and Income Statement is like the Body. 

You probably had a little tickle in your moral compass which gave you pause, which is why you reached out.My wife is an accountant, when we look for every possible tax break it doesn't feel like theft, we feel accomplished to find a place for more savings and lose zero sleep over it.

The deals I underwrite have been cash flowing right up until I put debt service on them, even with taking a break even amount in a refi. 

If that branch alone breaks off and damages your garage I do not think you can blame your neighbor because that branch belonged to you and could have been trimmed by you.