If they're working with a bank/CU, then it's even less.

Have you looked at an HML or a loan from a bank to buy it from the seller now?

It may create a problem for you later if your bank discovers the account is owned by an LLC that no longer exists.

The appraiser gave the house a low score so the bank said it is a risky investment for them and gave me a 70% loan.

Each multifamily building I have has its own bank account.

Many banks wont touch deals that are sub 90% occupancy, so you could negotiate short term seller financing to help give you runway to make the building bankable for a refinance while you reposition it.

Most US mortgages are based on 30 years and without assurance on insurance, why would banks continue to make mortgages in higher risk areas if the potential is complete loss?

A double-entry system (like QuickBooks) allows you to reconcile your bank statements, ensuring no missing or duplicate transactions.

The workshop shows how SDIRA owners can earn double-digit returns by owning real estate as a bank. 

The moment the first payout hits your bank account, all that goes away.