Agree with most here...the longer it takes to explain a situation or a deal, the less likely I am to want to do it.

Hi Daniel,Refinancing out of a high-interest bridge loan can be challenging, but you have a few potential options based on your equity, tenant situation, and FICO score. 

I've been in your situation and nothing can prepare you for losing a parent.

A straightforward way to estimate value is by looking at the price per square foot and using that to calculate your property's worth.In situations like this, it's worth spending a couple of hours yourself to get a solid understanding of the market.

How do I protect myself in this situation, while also helping a relative? 

However, I don't want to be in a situation where I can't refinance at all.   

There’s no single right answer to every situation, but the more you educate yourself and build your network, the more confident you'll become.Lastly, don’t hesitate to ask questions here, no matter how small they seem.

My options are very limitted and the situation is very draining even I follow the bigger pocket advises and I unvested a lot of time in learning and also have years of experience with tenant.

@Adedayo Adetunji understand your frustration with the situation!

I don't believe you would properly replace the debt in this situation.