DSCR requires No income, No Taxes and Commercial requires a PFS, occupancy ratios usually above (90%), Credit scores above 720+ much higher assets for (PITI reserves and overall risk, landlord seasoning, and more.A Heloc can be used in most cases for anything but when you are trying to buy a commercial building which is higher risk, the committee/UW can and in most cases will deny it if they feel you are over extended low assets or with no landlord experience, unless you have a meaty amount of equity to cross collateralize for a junior lien on another property.

So you want to start searching asap once you get your property under contract to sell if not even earlier.And of course you want to work with a lawyer as there's plenty of paperwork and you don't want to miss the dots on any I's or crosses on any T's. 

Multi property same finance so you can cross collateralize different LTV positions?

Having been a branch manager at a mortgage bank and then crossing over to Mortgage broker side, I can tell you a mortgage broker typically has significantly better rates than a mortgage bank.

My name is Mae and was wondering if there are any members here from La Crosse, WI area?

If you give me some cross streets I can look for you at other elements such as crime, schools, rent/price trends in that area. 

At this point, I can only cross my fingers and hope the government doesn't have enough resources to investigate all of the wrongly filed BOIRs.

So once again it’s off-line and I have guest that just checked in and I’m keeping my fingers crossed that they can hang in there until I get home in two days.

Although during an audit, a cross auditor with an unpleasant attitude, or who for some reason dislikes the client, or is just having a bad day might disallow it- causing either a fine or going to court making the client pay for that (And no one wants to be a test case $$$$$$).

Im a former Marine and long time business owner but new to real estate investing.