And quite frankly, there might not be a benefit of refinancing for a while.  

I'm a mother of an 8 and 11 year olds, my husband works full-time but I quit my job when we had my daughter and wanted RE investing to replace my income.

I love the idea and its really quite nice because the costs are minimal and upside is huge.

That is a complex question to answer since both states are large and depending on where you live, quite varied. 

I'd rather see a comparison of dollar amounts rather than percentages - they may have similar percents but the absolute dollar amounts should be quite different.  

I personally don't quite see any of these positions being completely eliminated due to AI, at least not in the forseeable future. 

.$1mil and getting 75% return on it to get net $40k/monthly, that'd be quite the feat.

Quote from @Pat Aboukhaled: Hi @Zach Fulton - that’s quite a juggling act you’ve got going on..

In fact, its become quite apparent that number crunching ranks rather low on the necessary skills for real estate compared to networking and communication and other business skills. 

This also creates quite a level of security for our clients, especially seeing Several builders in the BTR space go sideways over the last few months and we are currently trying to help several investors stuck in building projects that are only half built.