Granted nowadays, the rates are moving around and the market is a mess.Some say to shop around.. 

And you can start small, buy an old camper, cut a big window, spray paint it black and brown, add some wood trim and sell coffee outside events.

Did you shop around with regional local companies besides Utica National?

PM me if you ever want to get coffee and chat about NWA real estate!

I would love to connect and talk shop someday!

Even just pulling Comps for bedrooms, bathrooms,sqft,acreage build year,only 5 comps come up within 5miles.add a 30x40 shop in the mix and a tiny home on a neighboring lot.1/4 acre pond. 3 storage buildings.brand new roof and hvac.

There are good cash back options if you want that instead or good savings from HomeDepot/Lowes/Amazon if you shop mostly at one of those.

The cool thing about DSCR loans, is that different lenders have significantly different rate spreads, so shopping it could be beneficial for you to save on rate and fees.

College students may appreciate a quiet study area or a place to visit with guests while their roommate studies in the apartment.Maybe there's a need for a coffee shop or other small business that needs very little room but also provides a service your tenants would be interested in?

well I am one.. and pretty sure we have had props in Euclid.first one we had gouged the heck out of us.. second one is small shop and she has done a decent job if you ask me.