Yes, Americans are litigious.

I have this theory that basically the stock market can grow faster than the fundamentals more so than housing, reason being when people put money into their 401k or whatever they are just throwing money in, not looking at p/e or whatever, the stock market is in part just an index of Americans excess savings plus it’s a unstated policy of the government that stocks go up, where as housing people are obviously very very aware of how much thier monthly payments is/ how much rent is, plus it seems that is actually a push to lower housing prices at least relative to inflation.

My broker shopped around and found 3 companies that allowed us to add Co-Living clauses (SafeCo, Auto Owners, and Travelers).

For those who are currently shopping or looking for a loan/lender.

Hey @Chelsea Pfeiffer, reach out to @Avery Carl at the Short Term Shop.

I plan to shop around more but I’m surprised that there aren’t more funding options in California with the recent popularity of ADUs help with the leverage component. 

Then you may shop in that price range.Tip: check with your local credit union: they will consistently have better rates and often the underwriting of loans is done locally.Mike

You can bargain shop for an $80K property that cash flows $300/month.

It may be time to shop around for a new one who will actually add value to your investment.If you want a recommendation for a reliable property manager in the Lehigh Valley, I’d be happy to share some contacts.

If I want to buy something I leave it in my shopping cart for days before buying it.