There are things the "Investor" can still do... simply adapting to the times is what needs to happen!

I know I know… It’s pretty easy to be optimistic when you are sitting in an appreciating area… But the point is this… You need to get in correctly, be prepared to make changes as you go along, have a plan “A”, and plan “B” and a plan “C”… Etc… Be flexible and be ready to change and adapt to the market changes…

I couldn't agree with you more that as FMVs continue to drop peoples LTVs will adapt accordingly as many more Short Payoffs are completed and slowly help bring down property values.

Dona, Markets change...you must adapt.

A sturdier railing on the steps leading into and out of the unit would be good.Since you suspect that this tenant could very well be a long-term tenant, simple adaptations may pay off in the long run.

(Again, you can find a checklist online and adapt to your property)

Underwriting is as much an art as an ability to adapt rules, regulations and applicable law.Loan originators are problem solvers, they need to be able to originate loans within the guidelines and address the bumps that may throw up road blocks and coordinate the entire process.

Like Will mentioned we are going to adapt how we find deals (direct marketing) to see if we can increased our opportunities.

The bigger problem is the cost of compliance, which means successful Lonnie Dealers are going to have to adapt to a whole new kind of program which at least 60 that we know of have done, and done quite successfully.

I'll bet any real estate attorney there will be friendly, they get even friendlier when you pay them.If you mean those that advise you not to do some screwy, dumb. stupid, hair-brained, unconventional, guruized, scamming or illegal activity, they aren't being unfriendly, to the contrary, they are probably being very friendly keeping you out of trouble you can't afford to get into.Call Realtors in the area and get references for a good RE attorney, see who the Board of Realtors uses or has used, ask your lender for the names of three good ones.Forget about trying to get a good attorney to advise you to do things you shouldn't be, adapt your methods and strategies to their advice!