Trust me on that as someone with a doctorate.

@Steven Ferraro Before deciding what option to avail, it would be better for you to outline (at a minimum):GoalsObjectivesConstraintsFor instance, if you have a lucrative W2 income (doctor, lawyer), do not want to leave your job or work long hours, then buying properties with the intention of hiring 3rd party property management is the way to go.

Being from Minnesota many are engineers or managers with 3m, another 1/3rd are IT guys, and the rest are business owners with a few doctors.

I agree with Amy Beth , find a school with low debt because these days it's not so much about what school you went to ( unless your trying to become something like a doctor or lawyer) but more about having the discipline to finish what you started.

I know a few doctors and nurses with this issue.

Lots of young nurses and doctors in the area.

I don't sleep 11hours a day because I'm lazy and don't want to work it's because depression honestly Then I add one to my list: see a doctor.  

I didn't read about anyone who was an active duty doctor thinking about transitioning out. 

The Millionaire next door compares a Doctor to someone with a blue color job making much less is what's called a UAW (underachiever of wealth). 

People could actually exchange a chicken for medical attention from a doctor.