But some of them include blanket mortgages, Seller seconds, and buying properties under market value. 

But, I still think you're making a blanket statement.

The OP has been told by a lender that they may not use gift funds to pay for investment property.Originally posted by @James Zettelmeyer:If a lender specifically has a guideline that states gift funds are not to be used for the purchase of an investment property and you season those funds to get around it, thats mortgage fraud.This is more the point I am trying to make.If the OP were to season funds for 60 days and then go to a different lender for underwriting (preferably one without any lender-specific stipulations about gift funds), I agree with you and I don't see any problems with this because of the points you mentioned.In the end I think my response to your original post was too much of a blanket statement since seasoning is a legitimate strategy, but it is important to see that there is potential to walk into a very bad decision if the OP is not careful about their actions.Recommendation is to keep talking with other banks with full disclosure regarding the gift funds and allow the lender themselves to say whether or not it is acceptable.

Have you looked into a blanket refi loan?

I also had a plan in-place to take care of the tenants in this type of scenario (I have space heaters, generators, military blankets and other supplies on standby for emergencies)...but, without a plan in place, and the best HVAC pro in the business to respond at 6 pm on New Year's Eve, I would've been in deep trouble...needless to say, I gave my HVAC guy a serious tip for helping to save the day...In this case, the furnace could be repaired for about $1,250, or replaced for around $5k.

We also ask the owner open ended questions during the property tours / conference calls to identify any inconsistencies and any fishy activity.The owners are also required to sign (a) Blanket Property Financial Statement Certifications and (b) Borrower Certifications.

Then you put them into whatever CRM/email platform you use and go from there with whatever process you already use for leads.First off- never said I was an expert... but hearing I have the worst advice on the forums... oo well, your opinion... internet is a free space, so attack me if you wish.I was just speaking to the fact that it is not necessary to run ads on Facebook, not making any blanket statements about business websites on the whole. 

It's always amazing to me how so many property owners use the blanket term "managing my property" to encompass everything associated with their property. 

My LTRs average 32% but my STRs average 22% even with the theft factor of replacing toasters, silverware, coffee makers, blankets, pillows, chaise lounges, lightbulbs,hair dryers, etc... 

I've heard there is now FHA 0% down for 104% of appraised value ... not saying I would necessarily make a blanket suggestion for this product, but will say that where there is a will there's a way, and you retain control over your investment locally while you don't out of state, which dramatically jacks up your risk out of state, especially for a newbie without scale or experience.