What if your HELOC is at prime + 3 and prime is next to nothing for years thanks to a global pandemic?

He’s helped implement the valuation of permissible equities for third world alternative investments and helped pioneer the development of a global investment performance standardized (GIPS) composite software for the commercial side of the investment Industry.

I'm not sure when this article was written but I must say that from what we see globally, including Memphis, Real Estate is Not at 30 years low.There are always areas that are legging behind,while in the last 3-4 years most RE Markets experience reasonable growth, having Wall Street jumping in probably contributed to RE recovery we seeing now.

Let's take a look at where the VCs invest their money.  25.3% of GLOBAL investments go to the Silicon Valley.  

Getting good advice (emphasis on good) in real time is important.

I have a college degree in business that had real estate emphasis.  

Sellers have enjoyed a wildly imbalanced market for the past couple of years, while buyers have been forced to offer well over asking price and waive all contingencies in order to have a competitive offer.The last time the real estate market was this hot was in 2007, just before the real estate bubble burst – triggering a foreclosure crisis and a global recession.

Hi Richard, I am a Certified International Property Specialist who works with a network of the same "globally focused real estate agents"  this group would likely have all the resources and information you might need.  

@Dustin DummerThe bulk of the emphasis is on the borrower's credit and the property itself.  

A couple of additions that I think deserve more emphasis are:1.