Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy.

I'd be interested in even getting a better roof (i.e. metal) if I didn't have to pay for all of it at once.  

It can be hard to coordinate all your metal finishes, but it's worth a try.

The current windows are single pane metal frame.

I cruise around to different houses on a daily basis replacing metal windows with vinyl.

Because whenever I think I'm 'missing out' on easy returns, a few visits here give me tales of year-long evictions and squatters.  

Denver street / grafitti / mural artist or community group to paint the side of my building (great exposure for their work, 50,000 cars/day)2. electrostatic painter or auto body worker who wants to moonlight and restore my metal cabinets lowrider style (think glossy turquoise or black with pin strips)

Siding and roof are metal and it has CH/AC.

Dan says get out of my way, as he starts hobbling with his cane, punk 1 grabs for the camera, Dan instant reflex hits the guy across the face with his metal cane, Punk 2 comes at him from behind and Dan knocks him on the ground with a swift elbow to the chin. 

10 years ago I wouldn't have been able to tell the difference between a wood screw and a sheet metal screw... and now I'd say I'm pretty good at everything construction.