Your points are valid but I try to operate in this space without letting feelings cloud my judgement.

@Matthew Fortune In my opinion, you would be penny wise and pound foolish not to get owner's title insurance.What happens when a long lost heir shows up next year, claiming that probate was faulty and your title is clouded?

Hi, I use Tenant Cloud for all my properties and accounting and have a question about how I should allocate payments towards a HELOC.

If you're going to evaluate a long term investment based on a cash flow metric from year 1, it's why you are probably a penny chaser and miss the big dollars. 

The flipping & lending businesses have been great these last 10 years or so, but there are now clouds on the horizon.

I have used Tenant Cloud for 1.5 years, and I think it provides what you are looking for.

There is always a possibility that the notification was not done properly and there is a lien holder who has rights to the property...this places a cloud on title.

The obstacle to keep in mind with the phone call approach is that if the deceased passed away recently you could come across as an ambulance chaser.  

.): Azibo, Avail, Innago, Apartments.com, Hemlane, Turbotenant, Rentredi, Tenant Cloud, eRentpayment, ZillowRental accounting tool: Azibo, Stessa, REIHub, Quickbooks (not specifically for rentals and pricier though)Rental banking: Azibo, Stessamove-in/move-out inspection: rentcheckHope it helps!

Polaris and Leviton both have a variety of meters to meet needs, some with cloud storage, or direct read, ranging from around $300 and up.