They will also be hearing from you again on your subsequent mailing if you are doing direct mail.Follow up is actually one of the most important aspects of your marketing campaign.

Ok, here is the situation I am in right now:I have one rental property, which was a home that I lived in for 10 years, and was subsequently unable to sell.  

She said she had a lawyer and that she was fighting the HOA for singling her out, especially after all this time; which made me think, have you received any updates (in writing) from your HOA she said she didn't know.What I suspect is that the HOA has made subtle change to the charter/agreement which has subsequently allowed this seller to be exposed. 

,Mathematically it would be better to make a lump sum extra payment and enjoy spending less on interest in every subsequent month, building equity faster.However if you want to do it your way...I suspect that if you write one check for P&I * 12 and try to indicate that you want to prepay for a year, they will take one P&I payment, apply the rest towards paying down principal, and still expect your next monthly regular P&I payment next month.

In MD (not sure about VA and DC), operating without a MHIC license (the type of license required to work on residential properties) is an offense subject to imprisonment (first offense up to $1K fine a/o 6 months imprisonment - 2nd and subsequent, $5K/2years max).On another note, pulling permits requires proof of WC coverage (or waiver) and insurance coverage valid only if permit pulled... nice!  

In some states, such as California, acquisition financing is treated differently than subsequent financing (depending on other facts, such as whether owner occupied).  

That roommate subsequently shot somebody at the house (non fatal). 

you may want to talk to some of the crowdfunding sites.. your experience and financial position will be important .In my mind if your doing your first deals you need to give the money much more return than what you want to subsequently end up with.. why because you need experience and you need deals to show others that you have done deals.remember 8% pre with a waterfall there are literally 100's of very established syndicators that will do this .you offer substantially more and the investors many times will take the risk adjusted return and go with you as you start out.

When there are A LOT of hard pulls in short time that is what triggers a red flag for subsequent creditors.

As @Anna Watkins said earlier, the safety of your area is absolutely going to influence guest opinion and their impressions of their stay, which is subsequently going to be reflected in your guest feedback.