Then, after that convo, simply partner up with someone who can supplement the areas you're lacking. 

My goal is to create supplemental income through REI. 

If they're able to walk upstairs, they're able to handle your house.I ask this partly because I'm 64 years old, facing 65 real soon (and if I get one more advertisement for Medicare supplementation in the mail I'll throw up) and I'm managing my own two story 3/2.5 house just fine (along with 16 rental properties, including doing the yard work in empty rentals).

I'm Currently in Direct Sales and want to supplement my income and heard real estate is a great place to do just that.

If it's agency debt, would you qualify for a supplemental loan instead?

Looking to get a multi family in my area and house hack my way to more properties to supplement my current job and hopefully learn more clever ways for REI as I go on.

Quote from @Luke Carl: Bigger Pockets San Diego October  I believe the STR supplemental (I cannot think of a better name for it) was full months ago and only symposiums are available. 

That's $2600 per month, or $31,200 per year, and my initial total investment was only 100k.I'm 37 y/o and I can't see how option B isn't significantly better than option A... when I retire I will own four properties that each bring in significant rental income, and during that process I will be bringing in supplemental income from rentals.Perhaps I am missing something and that is why I am here.

But one of the individuals is retiring next year and would like to supplement lost income.

The competition has been growing rapidly for the REO's so I am going to supplement with direct mail again.