That is an even tougher equation as we need to solve for the unknown varient of (X) here, being waste.

Its just a little tougher when its family.

I also have a property about 30 miles away in a tougher area.  

If you have a ton of equity in your investment property then it might work out but terms are always tougher on a HELOC that’s an investment property.

The only thing I would add is if you are going to make the switch, do it now earlier in your career because the more established you are the tougher it is to make a move like this. 

IE buy house sell it to homeowner.. and it was all Sojack north and south of mc dowell  cooper road all through there .. then financing got tougher and investor started buying for rentals then Katrina happened and you got a bunch of the low end tenants from New Oreleans and the locals moved out.. they moved up to north east Jackson if they could .. etc.. its a rental area now..

Denver I heard is tougher, although there is a growing community of tiny home enthusiasts -  it might be worth tapping into - as it is very region-specific.

Get your credit going as a younger person one of the tougher parts of qualifying for a loan for me was I didn’t have long enough credit history.

Besides, scaling single family and duplexes is much tougher than selling and going bigger.

In QB, a lot tougher to add in stuff down the road if you don't have your basic structure right for expense/income tracking/reporting.My wife is pretty sharp with QB, but it took her some experimentation for a while on our rentals.