Germain this is a common question and a good one :) The answer is it depends and it may not be your choice.Generally, buying through your personal name can reduce the interest rate - commercial rates on LLC mortgages are usually higher but you can research thisMost LLCs on incorporation don’t have any credit so it may be difficult to find.a lenderIf you own the property in your personal name you are exposing yourself to more risk and will want to transfer the property into LLC as soon as you canIf you own property in your personal name and transfer to LLC the lender may not allow or can call the entire loanLLC or personal you need insuranceOne solution to the above is to buy the property in your personal name and immediately transfer it to the LLC after closing, but you will need to get pre-approval from the lender before you buy the property and plan to do this since not all of them allow this.

Obviously the high season through the Spring and Summer do well, but I’d like to try to incorporate a mid term strategy on the off-season..is there any one that has experience with mid term renting in Galveston and what sites are you using? 

@Brandon Nahale I asked around and found a few that incorporated RUBS. 

Are they incorporated, or co-op'ed or LLC'ed.

An average 4-fam water bill is going to run you around $1200-$1500/year and unfortunately this is just something I have to incorporate into all my 4-fam pre-purchase analysis.  

Only nine properties traded in 23Q3 for more than $5 million.Going forward, the transfer tax could continue to suppress transaction activity, as buyers, especially developers and value-add buyers, who typically hold properties for shorter periods, need to incorporate this cost into their underwriting.

I learned from +23 years in corporate America sales you need to constantly hunt for the business.

Incorporate prospective legal and expert costs into your financial plan.It's important to keep in mind that real estate investing has risks so you should estimate with caution.

Incorporated last year and decided to use a CPA again, thinking that for all the reasons people listed above it was the thing to do, and again got no added value. 

The key from my perspective, is identifying an attractively priced deal, having the feasible and well-thought out strategy, incorporating talented and reliable trades, and presenting the information to investors through a comprehensive presentation.You are already in the right place.