What is we have a 2008 style financial crisis?  

I can take a lot of chips out of play and feel extremely secure but still be ready to swoop in like a vulture if we have another serious crisis.

OK, I am exaggerating to make a point, but there are at least three main things going on here. 1) many of the deals you are hearing about came from purchases during the financial crisis when property values were depressed, a lot of those investments have been sold and the money made. 2) When you hear 15% IRR, you are hearing both successful deals that are outliers, and 3) you are hearing deals by people who are really really good at their craft.

Sometimes homeowners in this crisis are left w/o real knowledgeable help either.

If it passed, wasn't challenged, and was actually implemented, we can count on Great Recession 2, Electric Financial Crisis Boogaloo.

Today she posted, "I announced the RELIEF Act, a bill to ban evictions and foreclosures for renters and homeowners for a year—and prohibit landlords from raising the rent during this health and economic crisis.

In NH, the guidelines for residential are even more stringent than federal guidelines, so the lender MUST be licensed to do residential, and after the FRM crisis, I don't know any private lenders in NH that are licensed to do residential mortgages.  

There were a lot of crimes that occurred pre-crisis that were perpetuated by unscrupulous brokers that put consumers into bad loans or in homes they couldn’t afford.

The Cambria water crisis is a disaster.

http://www.cnbc.com/2015/12/09/housings-new-crisis-half-your-income-for-rent.html