At first I found myself pleading/defending my case all the time.

Yet, people defend investing there.

You need to be a little less sensitive and try to not feel you need to defend your philosophy for saving money.You want to save money I want my money to earn it's keep.

@Melanie HartmannNo need to defend yourself or your decision to leave your 9-5.

After being served the unlawful detainer, the defendant has 5 days to answer or the judge will award the landlord a default judgment.  

You'll need insurance either way to help defend against a lawsuit. 

Would actually defend your case even more when talking about consumer debt.However, it would hurt your argument about median income comparisons.The best metric is probably comparing Median income/median home price ratios.

I support and defend the Constitution, I did so in the Navy and continue to do so now. 

I believe there is an amendment that says I'm allowed to speak freely, or something, that I swore to defend...maybe I'm missing something. censorship, whether you want it to be called "being politically correct" or not, is wrong.

(a) For any residential unlawful detainer action that includes a cause of action under paragraph (2) of Section 1161, any defendant may, at any time between the filing of the complaint and entry of judgment, notify the court of that defendant’s desire to stipulate to the entry of an order pursuant to this section.