OR I just came across a lender today doing 40 year am on DSCR... maybe stretching out the payments even on a higher rate could resolve your issue. ...

Thanks again for the advice and that appreciation stretches across the board to all the active members who offer invaluable advice to us newbies.

Mainly because I'm stretched pretty thin on extra cash!

Flexibility - if you have a tight month or stretch on months, you are not locked into paying the higher rateInterest is cheap now.  

I have been wanting to move there for a number of years, and feel like I can really stretch my dollars there much more than California.I will say I am very aggressive person and do things fairly full on.  

What happens if/when your friend's generosity is stretched to the limit?

I do like the idea of having buffer or someone to say I’m stretching myself too thin so I think I’m heading in the right direction.

Also, have you considered other market within MD where your 170k can be stretched a little further?

I have a full time career as a pilot so time is an issue since I'm out of town for long stretches of time.

Under $5 solution.Cut a couple of branches, drive them into the ground on each side of the driveway entrance, and stretch a piece of cloths line across them with a red rag tied on it.