Yes a great publication to read is mortgage servicing news.MERS (mortgage electronic recording services) was used to avoid paying transfer taxes in states by the lenders etc.I am wondering if banks are also trying to insert language to indemnify themselves from future claims by any party arising from this issue after selling the property??

We have hardcopy and electronic records.

I also file all receipts electronically with some naming standard.

I went for option #1 for the repair/replacement.Hope it helps.THe HVAC technician's findings were that the system extremely low on freon. they performed an electronic leak search and found evaporator coil leaking severely.

I would also be willing to pay you if you already have the list, I believe it is an Excel electronic copy.

It was a pain to get the Payoff Statement and Lien Discharge since the Note was held by this "little old lady" (in her 80's I think) who had no access to electronic communication or a fax. 

Software does have extremely helpful features like online payments, marketing syndication (click a button and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

They can electronically set it up.  

I most always collect a security deposit and get the lease signed electronically.

My tenants to the lat my bank, an I have auto pay from my accounts to the appropriate loan, all at the same bank, its simple, for the tenant, and for me, I give them a deposit slip with the account name, property address, and last 4 of the account, I can log in and see they paid, and the bank even images the deposit slip, so I can verify, Be careful with services, I heard on The Dave Ramsey Show, a guy was using a service, and a tenant was paying with stolen checks electronically, because the landlord was in possession of stolen property (the money) it was confiscated, in his case 11 months worth, know the terms and conditions.