I am going to have a heart to heart with the tenant and explain the rise in costs for me as a new owner. ( and since she started renting )  She wouldnt be able to rent anywhere else for less than what I would like to raise the rent to... so im sure she will be cooperative and I dont want to put her out either, Im certain we can reach an amount that will be helpful to us both, and raising to that amount slowly allows her to adjust.     

What if the mortgage holder is not cooperating?

We do NOT (yet) have cooperation from the mortgage borrower or his authorization to speak to lender about his mortgage.ORDER OF EVENTS:Homeowner is discharged from Chapter 7 bankruptcy, did not reaffirm houseHOA Lien Forecloses from 2nd position and house goes to auction.I buy house at auction for 5k (subject to Sr.

If they're won't cooperate at that point, then call an attorney.Also, love Jen's idea about paypal.  

I am working with a local commercial real estate lender now (Norwood Cooperative bank) and they put lines of credit on investment properties up to 75% ltv.

How common is the situation when tenants are not cooperating?

We have a planned refinance coming in 18 months as long as the market cooperates and I'm looking at creative ideas to boost that refi. 

If the seller won't cooperate, I typically walk away.

Originally posted by @Tom Cooper:@Vicki Chu, Nobody can predict future appreciation.  

He is very cooperative to show the place to people and stuff.