People seem to forget that as an owner you ARE the HOA, and I don't think most people realize that a good HO6 policy has coverage against special assessments.I will also chime in that an older well managed building (preferably without elevators) can be a much lower cost risk than many of the larger newer complexes in Denver many of which have had litigation against their builders already, and whose taxes are often double or triple.  

So they have been buying the old buildings and updating them to state of the art infrastructure, like smart elevators, gigabyte internet, data centers and co-locations.

So, how does one find an investor without time to do the "elevator talk"?  

I'm always bummed when I see this sort of speech from otherwise respectable businessmen.Just a word of advice: if you're going to chastise someone for "painting with a broad brush," you may want to avoid accusing anyone with conservative views of getting their views from FOX News.

I don't think you need to cut them out of your life, but as you progress through your goals you will find like minded people that will elevate you to the next level and that is who you want to surround yourself with.

No elevator but it is only one flight

There are a lot of factors that go into the cost of flood insurance... even how much the house is elevated off the ground can save hundreds.

2) Should I declare income that I receive from renting a bedroom on my taxes to help elevate my income levels?

He was very political, and now still is and makinf millions at it with his speeches that continue to shift the market.

I know here in Hoboken, the brownstones and the smaller buildings with only 1 or 2 units are often preferred and more expensive, versus the brand new buildings with 20 units, an elevator and a gym.