I hope you are doing well and sounds like you are an experience investor in this market - would love to maybe grab coffee sometime and hear about the experiences you have gain over that last 15 years!

Is the higher price agent inflating to get the listing or is the lower price agent just not keyed in well enough in the specific neighborhood?

As Shawn mentioned above insurance is going to be a HUGE deal in Gainesville as well as HOA's.

Im the dreamer (although well researched dreamer) and my husband is the risk-adverse.

AirBNB is still a good place to find MTR tenants as well.

However if you have enough reserves, 6mo or greater then I'd say chance it but a couple of missed payments from the tenants and you have to foot the payments out of your own pocket.I'm all for taking risks but I think you really need to evaluate the age of the major systems so you don't get hit with a bunch of cap ex all at once as well as your reserves. 

The gentleman Chris Koerner seemed well educated on the topic (mobile home park investing) and he gave enough information and follow-up documents that you could take the information and run.

I am open to other markets as well. 

I believe I will just be taking over his insurance as well, or that is the intent.

Feel free to reach out, my team has experience lending as well