So, if you are shopping around, trust your numbers and don’t be aggressive on price, you may be only bidding against yourself.

Do we have trusted advisors, brokers or community bankers within this platform who would like to work on this?

I own the two homes next door and rent them for 1425 and 1350/month plus utilities.  3% annual appreciation.I would be putting 20-25% down on these and would be cash out refi-ing from some other properties for the down payment or possibly paying cash for deal #3+4. 

Use the 20K as a down payment on the next house hack and don't touch your current properties equity.

I usually end up with a list of buyers with down payments but I don't have any more inventory for lack of inventory (capital).

Additionally, FHA loans also have MI paid monthly in the mortgage payment, which is usually either 0.5% or 0.55% of the loan amount (annual basis).

The goal is to pull cash out as soone as possible to recoup your down payment and enough for the next DP purchase. 

However, with a SFH you will lower your standards when vacancy arises more than one month as you have no income coming in to male that payment.  

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The maximum fixed-rate period seems to be seven years, and there is generally a balloon payment at 10 or 15 years.