But Im heavily lacking true mentorship to take me to my intended goal of reaching the financial independence community so I can continue to gain more of my freedom and time with loved ones!

If you rent that out without a true Certificate of Occupancy, a tenant can sue you for ALL of their rent money back. 

SI is a true turnkey provider.

If that is true, is there any reason not to start with multi family?

That's definitely true.

This is true if the rent pays for maintenance, taxes & Interest.If the rent pays for maintenance, taxes, interest and some part of mortgage then it's better than 24%.If the rent pays for maintenance, taxes and you have to pay for mortgage and interest the return will be close to 6%.Property taxes and Maintenance are not fixed cost they increase with time like rent.

This is especially true the more people you try to cram under one roof. 

I've been eyeing land in Central and West Texas, and they occasionally have some interesting opportunities, but some of them seem too good to be true. 

I am just attempting to give you my view point and possibly highlight some points that may be a bit painful to hear but which are nonetheless true and which may help in the future, idk. 

A true Portfolio program offers a 15% Down for any SFR or up to a 2-4 Unit Multifamily but requires proof of some sort of income.