National savings rates have plummeted, increasingly reliant on credit cards to fill financial gaps.

Look for areas with strong rental demand, low vacancy rates, and proximity to schools, employment centers, and amenities.Future Growth: Check for signs of future development, such as new businesses, infrastructure improvements, or public transportation.

Jonathan,Unlike credit cards with "Intro Rates", HELOCs are a standard banking product. 

Cancellation policy is full refund less cancellation fee of $200 and any credit card fee is cancelled greater than 60 days prior to arrival, 1/2 refund of total if cancelled 60-30 days prior to arrival and no refund if cancelled less than 30 days prior to arrival.

I think more people do not understand the risk of seller financing. all the people I see applying for seller financing could not get a visa card there credit is so bad and there savings is from the pennies they find walking down the street. 

I also do a Christmas card with some cash at the end of the year. 

what is the best way to fund renovations on a flip project (other than cash)hard money lender, line of credits, credit cards?

And to @Jay Hinrichs's point, I see no safeguards for gators when teaching about gap funding, EMD funding, or any other tactic that they try and sell which tells you to get 0% interest credit cards and build business credit to be used to lend out.

Its a mortgage with a debit card.

Hello BP,Are there business credit cards that don't require a personal guarantee?