While this simplifies billing, it may not be the most transparent or equitable solution.I'd greatly appreciate any insights, experiences, or alternative solutions that members of the community have to offer.

Obviously they are able to lower their rates without loss of investors, because people (probably newer investors) are lining up to offer their (hard) money at rates as low as 8.25 percent.

I have experienced cash flow anywhere from 10-18% with so much more to offer.

Typically where the builder goes into a smaller town or area build a small phase and then moves out to another county or town leaving not many new builds in that area to offer new future construction home sales.

These are typically one-offs and depository institutions are in the best position to offer them.

Check with Your Closing Attorney: Sometimes, the closing company or attorney might be able to offer creative solutions when it comes to EMD.

Option 2: I found a house that the asking price is 930k , but I’m sure I can get a discount on it because it needs a lot of work , it doesn’t qualify for traditional financing , so I would need to take a hard money loan , it needs about 150k worth of work , the plan would be to offer the full 930k asking price but ask for a 6% seller concession , I calculated 20% down payment and 7% closing cost , so total after seller concessions comes out to 21% down payment which is $195,300 .

We work with builders to offer off market New Construction investment properties to investors at investment pricing.  

Lastly, what’s a reasonable interest rate to offer the seller on their financing?

In his masterclass he lays down exactly when and how an investor should start protecting his assets.As for networking and local mentors, I guess that’s up to you, but I don’t see how someone who worths millions would with a simple dinner sit down with you and teach you unless you have some other sort of value to offer him/her with your services or got similar experience with him/her.