Hello Golan, You can make 5.2% buying Monthly T-bills, the safest place to park your Money.

I would not add solar panels to a rental property, especially if the tenant is paying for the utilities.The value of the home will not go up in pro-ration t o the price you paid for the solar panels.I.E. if you pay $20,000 for solar panels, the value of the home will not go up by atleast $20,000.best of luck.

Just login and you should see a download link somewhere near the book (here's how I found it:  http://screencast.com/t/n6bb5HaU)

No one from BP has ever paid me a penny to write a single one of the 5000 plus posts I've written here (full disclosure, @Mindy Jensen did send me a T-shirt).The reason I'm here is that I actually want to help, I'm actually looking for meaningful connections, I've actually found some here, and I am grateful.

The rest of my Cash is invested with Monthly 5.2% T-Bills. 

Inflation is a son of a b$t$&, and we had a bad case of it.

That $140k could be used to buy another investment immediately.Don t worry about future reduction in deductible expenses.

Basically the equity is generating return worse than the T-bill.What should I do with the equity on paper? 

I highly recommend connecting with @T.

very well written and to a T what the real numbers are.