It is an urgent situation and you have to fundamentally change everything.

It feels like a bit of a catch-22 situation where the skills are needed before getting the job.

Publication 336 (cash method section) gives a clear example very similar to the situation described where constructive receipt was made because the agent of the taxpayer received payment for the taxpayer. 

Your situation is a little more complex than most people and I highly suggest you consult an attorney. 

I'd recommend a HELOC for your situation, especially since there is already good equity in the project.

The only situation when the stairs have to be used on the top floor is when going downstairs to the backyard.  

My guess is that with the recent fire policy changes in CA there are likely caps on the fire payouts and many homeowners will be in the situation of example 2.

You'll have to run them yourself according to your goals, timeline, and financial situation. 

It's not so much that he is hard for me to understand, but I think the severity of my situation is hard for him to understand.Come onThe short of it is that my husband has extremely high conflict is extremely money hungry, and it really has nothing better to do with her time.

The challenge we're facing is the lack of short term rental data for the appraiser, and we won't know if it will meet the debt service coverage ratio (DSCR) requirements until the appraisal is complete.Has anyone dealt with a similar situation?