The problem is that they searched for liens and judgments but didn't really do a full title search for things like restrictions (e.g.

I plan to build a 6 unit multi-residential building on the back of the property in the next few years which most likely will complicate keeping the current SBA-HEDCO loan due to restrictions of the loan.  

Those loans do come with some restrictions and fees for the life of the loan. 

The average income in the zip code is about $90k.The population in the 34746 zip code in young (median 38 years) and growing from 53k in 2022 to nearly 60k in 2024.Rent by room is not as popular in this zip code as it is in the 34741 zip code, perhaps reflecting HOA restrictions as well as building configuration.

Yes, they don't have as many restrictions in terms of Attorney's needed and silly laws but, If you can conquer wholesaling here? 

Also be mindful of existing or proposed restrictions - I don't recall anything extreme proposed in Ludlow or Dover, but Wilmington is being very aggressive in all but eliminating STRs.

HOAs can also put restrictions on rentals such as the percent of rentals vs. owner occupied.  

I do find it odd that you are restricted on a primary residence.

One they fought hard and took it to the state AG for privacy, which should have no pricy restrictions on it anyway. 

I'm also not interested in condos/townhouses as I owned one previously locally, and it really restricted what I could do.