(I have children that could no longer play in the backyard unless someone sat and watched them) i replaced the 15yr old garbage disposal out of my pocket so I wouldn't have to deal with the incompetent plummer again.

Going to take some time but I’m hopeful to help make downtown a place in excited to bring my kids to and for them to know their dad played a small part!

To me it’s a challenging game, an intricate puzzle where if you learn how to play you get great results.

If your goal is to offset your mortgage with a house hack then Lowell would be a good bet, but if you're looking for a longer term appreciation play then the areas closer to the city would be better, although the offset from cashflow may be lower than what you're looking for.A good step for you would be to dig into specific areas more as @Lien Vuong noted above.

Quote from @John Williams: Quote from @Daniel McDonald: @John Williams like Bruce mentioned area is going to play a huge part. 

@Lynkeisha Dixon I’ll play devils advocate.

Play with numbers and today interest rates to see if it makes sense for you since you’re locked in with a good low rate.

It's a $10/mo subscription that you can turn off after starting it, meaning you'll have 30 days to play with it. 

I have a good friend who has some great data on all the different neighborhoods - I am happy to share that with you.Also, if you don't have a lender already, I have some rockstars that I know like and trust.What sport do you play?

As Jay and Jamie have stated above, a minimum of 6 different factors play into the pricing, but it is not an all or none issue.