.: Biggerpockets sells a Lease Agreement Package under "TOOLS" at the top of your screen. $100 for a lease and several other documents, written by investors and attorney approved for your state.

I'm planning on using it for cold calling so the premium all access package with a 200 contact info limit is simply not enough.

On the long term each of them has the same total fee, but they are packaged differently and their earning mechanism are also different.It is true that the front load of these product is high.

It won't be packaged as nice as someone you are paying $XX,XXX.XX for... but I bet you fifty bucks there is nothing they will do for you that this forum or those other resources will not know about, or help you with.  

Might be a lower commission if it was part of a larger package deal (like using your McDonalds reference, planning to sell many little things that add up to a lot).

Another avenue to explore if they do not work out is using a commercial policy (Business Owners or Package policy). 

Skip the pre-packaged tools and build your own, focusing on the fundamentals.

Typically, sleazy lenders will keep repeating no points and show you a great rate, then when you get under contract and see the Loan Estimate you see that there is a 1% origination fee - basically the same as points just packaged differently.

I got a person on the "special offer" line, who was selling some kind of auto repair package. 

The actual mortgage was packaged up and sold long ago (within a few weeks of closing) in the form of a mortgage backed security.