This is an essential tool for anyone buying a tenant-occupied property. 

With about a bazillion sqft of vacant space now, and the tax revenue of the previously occupied gone. 

One unit is occupied by a low-income senior not on the Housing Choice Voucher program and paying well below market rent.

You can get more than one VA loan depending on your allotment and you don't need to owner-occupy the second one so I would look into that first.

Two reasons could be renovations or the need to personally occupy the unit.

i mowed the lawn myself.and if you think about owning a rental long term - ideally it will always be occupied. 

Shoot me a DM and I'm happy to chat.Chris Also, Portland (in the city) has restricted STR licenses to owner-occupied properties, so that won't work if you're living in Salem.Wow good to know, thanks Chris! 

My girlfriend and I occupy one of the bedrooms in the home. 

You'll see a lengthy September 2017 ordinance about rent control, and then a March 2018 ammendment to this ordinance, bumping it from 4+ to 3+ if not owner occupied.

FHA loans include oneproperty per FHA loan, owner occupied for at least 1 year, and can apply for new FHA loan in 2years.