Up to 80% if FICO is over 780, no appraisal under $250k value.First Republic - CAFremont Bank- CAFrost Bank - TXFulton Bank, PA, NJGFA Federal Credit Union 10 yr draw, 10 yr repay, MA, NHGranite State CU, NH 90-100%Great Lakes Credit Union, Chicago area ILGTE Financial, Tampa, Sarasota area FL w 2 yrs tax history on propertyHanscom FCU, TXHSBC 70%, for premier clients only.

Rental: $500k value on a 15 yr that we will pay off in 5 yrs.

I've been in the contracting world with about 10 yrs of experience.

When I had a property manager the first 2 yrs it rented for $900 a month I’ve been advertising myself since it’s been months and the property management hasn’t found a tenant the brokerage fired the woman that managed my property and with this new one my property had been vacant over 5 months.

In a traditional rental, most people seem to screw up because they assume 5% capex budget is enough, but then the roof needs replaced 3 yrs later and they don't have enough money for it because 5% of $2000/mo is $100

Although this is my first wholesale deal, i'm a licensed real estate and mortgage broker for the past 23 yrs.

Kyle Johnson  From 2021 to now is 3 yrs, roofs dont go bad in 3 yrs.

Our rent premium was about 20%, but until we found someone that wanted it long-term (3 yrs and counting so far) our vacancy rate was also up about 20%. 

In 2020, I was a fitness instructor with zero real estate experience and $10k saved up.In 2023, I bought 3 investment properties and 7 acres of land.I wouldn’t have been able to do this if I didn’t start with rental arbitrage 3 ½ yrs ago.It’s a powerful strategy.. if used correctly.Here is how I used $10k to build a $500/k yr.

@Clayton Silva they are pure investment property duplexes with I believe around 30 yrs left on the lease.