Unlike refinancing, which involves taking out a new loan, recasting keeps your existing loan terms—including your interest rate and loan duration—intact.

I started off with house hacking a duplex in Malden a few years back and have been able to acquire 14 more units since then.

In response to your original question, closing agents should handle private loans just like a bank loan. 

Hey @Mike Levene, I'd recommend considering a Margin Loan against your stock portfolio.

Loan is just over $108k. 

I am sure the interest in that hard money isn't great.All DSCR loans I have seen require at least 12 months.

House hacking is a great start for being young and new to investing.

If you are moving from your SFR to another property, then you should be able to get a 5% down loan or even 3% if it's FHA.  25% is only if you won't be living in the property in my experience.

The presumption of most reading this is you mean stocks and bonds and other assets you would buy from brokerage houses.

That's a house of cards ready to fall down fast.