These areas may offer more affordable multifamily properties that fit your house hacking goals.Rochester and other distant markets could work for a BRRRR strategy, but it’s a big commitment given the distance.

I agree with @Connor Hibbs's comment on terms for first time flippers and if this is something you want to start doing more frequently I'd look for lenders that offer some type of rewards program to gain better terms through doing repeat business.

@Hsin-I Hsu  Owning a $2.5M house can be an expensive commitment, not just because of the upfront down payment but also due to the ongoing expenses for repairs, maintenance, and upgrades that inevitably come with homeownership.Renting at $5K a month, especially for a 4-bedroom house in the Bay Area, seems like a solid deal.

However you do have a new government that seems committed to cutting costs, cutting defense spending, and getting us out of wartime efforts. 

Rents for $1,800+ a month, depending on how long tenant will commit. 

We are now at 100% occupancy in our apartments and our restaurant is committed to a 3 year NNN lease and a $150,000 renovation at their own expense.

But that's not very frequent.

There are plenty of ways around an HOA but they tend to break the rules that you committed to following.

Just had my current LT tenant commit to another year so we will reevaluate again towards the end of 2025.Greg

But I'll give you the benefit of the doubt and chalk the shortsightedness of your analogy up to overly simplistic reasoning.It goes without saying that one doesn't care at all whether the experience of ordering pizza is a pleasant one, but the same cannot be said about purchasing property, spending $50-$100k, making a serious investment or commitment to a years-long project, etc.