Private money lending bridges the gap between speed and flexibility for investors while offering lenders a secure way to grow their returns.

I do see a ton of 2 unit houses on Zillow, so would it be a good bet that these are landlords trying to unload their stock before student housing regs kick in?

But I agree, seller's best bet is to buy using a conventional loan if they can qualify. 

When you are on the commercial side of the bank, and borrowing on the bank's balance sheet, they have a lot more flexibility to how they handle loans.  

I bet if they found a subsurface problem, I would own those. :-)ps.

Kitchens and bathrooms are always a good bet, but think beyond the basics.

I bet it would hardly move the needle.

Your best bet for that size will be local banks and credit unions, good luck.

However, the approval process can be pretty tough, especially if you're working on a larger project or have a shorter timeline.Private Lenders: These options are typically much faster and more flexible, which is key when scaling development projects.

So your best bet is to put yourself in their shoes and shop around just like they would be.Also, some markets are definitely seasonal, and your market rent could change drastically from winter to spring/summer.