We offer a ton of different fix-and-flip programs including putting 10% down on the purchase price and funding 100% of the rehab.

I have been analyzing fix and flip opportunities in NYC and CT as my next venture. 

Quote from @Jacob Molina: Okay, so with that 3-2-1 would the final year of that or end of that the rate be fixed or could it go up any higher?  

These were investments, the value of the assest are there, its the liquid that ran short and had to resort to credit cards to fix up the propertyYou spent $50k from savings, borrowed $50k from a 401k, and are paying it back over five years at around 7.5% interest, then borrowed another $40k from credit cards and are paying that back at around 8% interest, maybe more.

Your interest rate, on a fixed rate loan, should remain unchanged and your mortgage should not be called due.However you should still confirm that this is the case with your lender (and read your mortgage commitment) out of an abundance of caution and because some loans and programs do require a longer seasoning period.

If you think you might go after them in the future send the pictures to a handyman and ask for a quote to fix all problems.

🏡 Hello, would love to hear from you, just bought a property and starting demo to do a fix/flip, but I'm really not good with choosing tiles, fixture and colors, can you help me?

The best strategy is to buy properties that need fixed up with hard money/HELOC, fix them up, the refi out to pay back your HELOC/hard money.

I'm a pretty handy guy but this would be outside of my realm, but my experience helps me understand how much this type of improvement should cost.Improvements: remodel kitchen and bathroom, paint interior, fix exterior scafolding.How should I go about finding a contractor?

Your best bet is a Fix and Flip loan (HML).