Hi Sushil,My firm does portfolio loans, and if you fit the criteria, we may be able to assist.

Yes, most large traditional lenders only focus on 1-4 units and other properties that fit into a box. 

It doesn't mean that every property will fit that rule of thumb. 

This is not a once size fits all question IMO.

@Ed Ventura the 5% FHA seems like it would fit your current cash situation pretty well.

For me it’s not a one size fits all type of situation.

Will it fit?  

@Jonah Gunalda you fit the profile of a large segment of the passive investing community--someone who has a good income from something they are really good at, and would like exposure to real estate in their investment portfolio without distracting them from that very vocation that put them in the position to make such an investment in the first place.There probably isn't a "typical" profile of folks who do not and would not invest in syndications. 

Unlike traditional bank loans, private lenders offer quicker approval, fewer requirements, and the ability to customize loan terms to fit the project.

I like Bit Warden, but I encourage you to look around for what fits you best.- MFA.